Just as short-term, cut-everything diets don’t work for your health, money diets do not work for your long-term wealth. Commit to change, set a goal and eliminate over-spending by doing what works best for you, not someone else.
The stock market has been on a tear lately. And by lately I mean the last 9 years. If you have been riding these gains for any amount of time during this bull market, it is time to consider locking in them through a strategy called Tax-Gain Harvesting.
It is a simple question that my wife and I ask each other each night, “happy and crappy?” The answer’s aren’t always profound. But they always matter. How often do you reflect? Not just on your day or life, but also on your finances?